Archives for category: interviews

Round Table Discussion:
Student Loans

The debt trap of Student Loans the next generation find themselves in (fully recourse; high interest).

Educational inflation has outpaced the Consumer Price Index inflation by 4x!

The potential of various “Storehouse” solutions, including current implementation examples.

For example, Christopher Lucey will be with us to share about thegofund.com which he co-founded with Luke Womack.

The world of student loan debt has been with us and GROWING since the 1990’s. 

Today, we are going to highlight an organization that has done something truly inspiring that not only tackles the issue – but is solving the challenge “the storehouse way” – TheGoFund.com. I’m honored to have been a mentor and encourager to Luke Womack – founder. The year before the launch we meet in my office on Saturday’s for 4-6 hours talking, brainstorming, praying, researching how we could tackle this issue and how we could design a way to release the next generation from debt to go to the UUPG’s – when the name Jesus had never been heard.

It is also an inspiration for what I believe other groups could be challenged to do for their own families and communities throughout the nation in the years ahead to free young people from debt and to unleash them to go to the nations and complete the task of the remaining mission.

 

The GO FUND

GO FUND Story…..from World Magazine 

JOEL SUTTON BEGAN WORKING with the International Mission Board’s assessment and deployment team in 1999. Students had debt then too, but the average topped out at $17,000. Now, Sutton regularly talks to prospective missionaries who have between $60,000 and $100,000 in debt. “Those kinds of folks have really disqualified themselves for service,” Sutton said. “They’re living in the moment. They think they need the loan to get their education, but they don’t think about the ramifications down the road.”

Sutton and his Southern Baptist Convention colleagues urge college students to think about what they want to do with their lives before taking out loans. If students can’t avoid loans altogether, missionary recruiters urge them to take on as little debt as possible, get jobs to help pay some of their expenses, and even take a little longer to get their degree, if necessary.

That’s a hard sell, especially for students at Christian colleges, which rely on tuition payments to survive and have little incentive to encourage students to take on less debt. “We’ve found schools are not really talking to students about this,” Sutton said. “It’s a real conflict because schools are a business. Loans mean more payment out of students, so they don’t discourage them from doing the loans.”

(source: https://wng.org/articles/repayment-ministry-1617302578)

Higher Education News – 

Expenses such as healthcare and housing continue to rise, so “simply owing on student loan debt — and, in particular, doing so for an extended period — makes it all the more difficult for borrowers to grapple with these growing costs,” the report says.

While after 20 to 25 years, the balances of these income-driven loans can be forgiven, they typically are not. The report points to a recent analysis by National Consumer Law Center that found only 32 borrowers’ loans have been erased in the time that these plans have existed. Two million federal student loan borrowers have been in repayment for 20 years, though this count includes those outside of income-driven plans. 

(source: https://www.highereddive.com/news/report-federal-income-driven-repayment-built-to-be-a-debt-trap/606858/?utm_source=Sailthru&utm_medium=email&utm_campaign=Issue:%202021-09-21%20Higher%20Ed%20Dive%20%5Bissue:36832%5D&utm_term=Higher%20Ed%20Dive

THE HOPE CENTER – Research Institute on Colleges in America

(source: https://hope4college.com/wp-content/uploads/2021/03/RCReport2021.pdf)

Interview: Part 2 Doug Tjaden
and his book “I Came To Give”

Doug Tjaden serves as co-leader of the Public Policy Focus Group for the Global Council of Nations/Statesmen Project and is founder of Project Thrive 21, a non-profit dedicated to establishing love for neighbors as the economic foundation of local communities. In early 2021 he released his book, “ I Came To Give   – Understanding the Great Reset and the Coming Age of Abundance.” Doug is working with others to design and develop a new means of value exchange that is based on God’s principles of cooperation, stewardship and abundance.

Last week’s write-up and podcast can be viewed / listen to here: https://newbreed.co/2021/07/28/doug-tjaden/

Currencies

This week we will continue the discussion with Doug on the subject of currencies. Before we do, here are some prior New Breed discussions regarding alternative currencies, including crypto currencies and specifically Bitcoin.

New Breed of Business Background Discussion

Alternative Currency (Inflation part 2) : https://newbreed.co/2021/05/12/alt-currency/
Crypto Currency : https://newbreed.co/2020/09/01/crypto-currency/
Bitcoin (Crypto Part 2) : https://newbreed.co/2021/04/28/bitcoin/

Doug Tjaden Interview Questions Part 2:

3. Doug, one of your areas of focus is on currency. The world’s history of it. What the bible has to say about it. And what is God saying about it for believers today? Why does currency matter?

4. Give us an implementation example at work today of a local agricultural backed currency: Community “X” predominantly grows “Y”.

5. Practical example of how a network of local currencies can work (be exchanged for one another). (the Bancor Network system being implemented in Israel as example)

Valuable Resources on Doug’s Website:

Overview – https://thrive21.org/

Free book offer – https://icametogive.life/

Audio book – https://thrive21.org/courses/ictg-audio-book/

21 Day Reset – https://icametogive.life/reset/

Interview: Doug Tjaden
I Came To Give”

Part 1

(join us next Wednesday Aug 4th 8am for Part 2 – local currencies)

Doug Tjaden serves as co-leader of the Public Policy Focus Group for the Global Council of Nations/Statesmen Project and is founder of Project Thrive 21, a non-profit dedicated to establishing love for neighbors as the economic foundation of local communities. In early 2021 he released his book, “ I Came To Give   – Understanding the Great Reset and the Coming Age of Abundance.” Doug is working with others to design and develop a new means of value exchange that is based on God’s principles of cooperation, stewardship and abundance.

Doug has done extensive work in the Kingdom economy and the alternative currency arena. Here are a couple of short intro videos to his book: https://vimeo.com/503963512 and here https://vimeo.com/503817778.

His website is Thrive21.org

This discussion will likely go over two Wednesday mornings to get through everything Doug has focused on regarding Kingdom economics and the Ecclesia aka The Church taking back what the enemy has stolen in the economic, currency and financial realm.

Interview Agenda:

1. Intro Doug Tjaden. So Doug, what do you work on, who are you connected with, and what’s your story of how you got here (testimony)?

2. “I Came To Give” book. What prompted you to write it? What’s in it?

3. One of your areas of focus is on currency. The world’s history of it. What the bible has to say about it. And what is God saying about it for believers today? Why does currency matter?

4. Give us an implementation example at work today of a local agricultural backed currency: Community “X” predominantly grows “Y”.

5. Practical example of how a network of local currencies can work (be exchanged for one another). (the Bancor Network system being implemented in Israel as example)

Discussion: Affordable Housing with Christopher Lucey

Chris Lucey is the CAO of JAMA Global Foundation (Jesus Awakening Movement for America) and member of the Joint Executive Team (JET). Prior to this he was the Managing Director of Frontiers Ventures (formally the US Center for World Missions).

JAMA is building a “collaborative kingdom community”. A mix of advanced program offerings challenging emerging leaders to top-level senior executives/ elders. JAMA is raising up the next generation of global servant-leaders, business innovators and missionally-minded entrepreneurs and thought leaders.  

Christopher is transforming JAMA (2.0) by leading a pioneering work that includes creating housing for returning/ retiring missionaries from their field of service so they can “finish well”. The housing is designed to be affordable with a generational perspective. They also would like to honor and incorporate the missionaries as Adjunct Professors at the college located on the JAMA Campus (Fall 2024).

Here is the website: https://www.missiongrove.org/

But our discussion is not just what Christopher and JAMA are doing. This is a “what if” discussion for exploring the possibilities of an alternative way of financing housing, building collaborative community, thinking with a multigenerational perspective in mind.

Here is a related article about community housing with some food for thought:

https://nextcity.org/daily/entry/real-estate-co-op-is-looking-for-investors-who-want-to-put-community-first

Interview: Tom Dupree, co-founder Dupree Financial Group

Let’s welcome Tom, regular participant with the New Breed tribe Wed mornings to hear his testimony, his 3rd generation investment background, his calling, and how that fits together with the new thing God is doing in business and finance.

Thomas P. Dupree, Jr., is an investment advisor representative with over 39 years of experience in the business. Tom spent 18 years with a major financial services company and served as portfolio manager for a Lexington-based mutual fund. Tom founded Dupree Financial Group in 2003 in order to provide fee-based investment advice to individuals and families of those preparing for retirement and already in retirement. His primary purpose is to provide excellent service and unbiased financial advice to these folks based on thorough research and tenacious fact-gathering. Tom promotes his ideas about investing and other issues on a weekly radio program. He graduated from the University of the South, Sewanee, Tennessee in 1978.

I was born in Harlan, KY, a small coal mining town in SE KY in 1956.  Was affected greatly by mountain culture and the close knit character of a small town.  Harlan had been an economic powerhouse in  the 30s and 40s but was beginning to lose steam by the 50s.  Today there is almost no coal being mined in Harlan County.  There is a small amount of oil and gas and a good bit of timber production.  In Harlan my grandfather, who was originally from Louisville KY, started a small investment firm in 1938.  That was where my father worked after graduating from Yale as an economics major, and four years in the Navy including the Korean War..  He was anxious to get out of Harlan, which was probably wise.

Family moved to Lexington, KY in 1963.  Dad started an office of F.L. Dupree and Company.  I attended a small private school called Sayre named for David Sayre, a banker fron New Jersey.  Happy memories as a grade schooler but by high school I was really lost and entered the drug world.  This was my springboard into a saving knowledge of the Lord Jesus Christ.

I had grown up an Episcopalian and was very involved in the church even when I was wandering into drugs and rock and roll.  Acolytes and choir.  When I met Christ it was at a place in Lexington called Christ Center.  This was founded by Paul and Becky Petrie.  It was basically a Christian commune.  Doing drugs was causing big problems for me and my mother took me down to this place.  At one of their meetings I accepted Christ fully despite having made a profession of faith at the Billy Graham crusade a year earlier.  Soon after this I asked God to baptize me in the Holy Spirit.  I received the gift of tongues at age fifteen.  My early teachers I followed were Derek Prince, Bob Mumford, and Jamie Buckingham.  These were leaders of the charismatic renewal of the day.  Later I got into Corrie Ten Boom and Richard Wurmbrand.
I went to Sewanee, also called the University of the South for college.  It is in Tennessee.  This was encouraged by our Episcopal rector, who was also charismatic, named Moultrie McIntosh.  It was a good choice for me.  Majored in English,  Never had any intention to get into the investment business with my Dad because I considered it unspiritual.  Today I agree with that assessment more than I did then!  But God can use anything.

After college I began to work at my Dad’s firm as a municipal bond salesman.  I decided that I could reconcile my spirituality with being in business.  Sounds kind of goofy today but back then I struggled with it.  I had been somewhat liberal in college but changed my tune when I began to learn how business relationships work.  Delicate and fragile.  Could have something to do with the difference between North and South.  Although I had some great relationships in NYC.
Worked at UBS/PaineWebber for 19 years.  Started Dupree Financial Group in 2003.  Decided to make it into something that embodied the best things I had learned while working at the wire house.  Providing very personalized advice to investors who because of their size might not get white glove treatment form the larger firms.  At first we did seminars.  Close to 150 of them.  Then I started the radio show.  Very productive for a while but fell off.  Now Facebook.

I went through some great difficulty within the last couple of years.  I found the deeper I got into trouble the more I had to relinquish control over my own life.  All aspects.  This was the cross and having things forcibly taken away from me.  My experience has been that God simply did for me what I could not do for myself.You can’t get in enough trouble that God cannot get to you and take over your life.  This is what the alcoholics talk about in AA but I was able to fully experience it.  Not an experience that I would recommend to anyone!

As for economic theories, I have very few.  I believe persistence is important in any endeavor, spiritual and temporal.  Faith is the thing that wins the day.  Most government and other efforts to make the economy more “fair” are disruptive in a harmful way.  I know this from personal experience.  Even if they debase the currency beyond recognition, persistence and faith will still be around.

https://www.dupreefinancial.com/

Implementation Example:

Homes for Hope with Matthew Baehr

Home for HOPE is a home built to fight global poverty.
Homes for HOPE works in partnership with the North American building industry to accelerate the end of global poverty in all its forms, for the glory of God.

To fight global poverty, a builder will identify a job to be a Homes for HOPE project. Trade partners, suppliers, and service providers choose to join the project by donating or discounting their time, talent, and resources, which maximizes the profit margin without compromising quality. Once the project is completed, the resulting donation is used to provide training, savings services, and loans to men and women living in poverty, gradually breaking the cycle of poverty.

Matt Baehr brings over 17 years of experience in the Non-Profit sector to his role as Executive Director of Homes for HOPE. He has a wealth of experience in fundraising, public speaking, event planning, writing, strategic planning, and leadership. Matt is an experienced networker who strives to build partnerships that glorify God. He loves people and making strategic connections that foster transcendent impact. What matters most to him is being an ambassador for Jesus Christ and to be used by God to make Jesus known. John 3:30

Contact Matthew Baehr at mbaehr@homes4hope.org

Jeff Rutt founded HOPE International in 1998 which employs Christ-centered microfinance to alleviate global poverty. In March of 2019, with his family’s blessing, Keystone Custom Homes donated 89% of its non-voting stock to the National Christian Foundation’s Charitable Trust. Jeff’s family retains 100% control of the company.

http://homes4hope.org/

Implementation Example: Matt Glover

He heard: “A new breed of business development

Matt Glover. Drummer. Worshipper. Evangelist. YWAM leader. Not a business person…yet.

Matt Glover is a YWAM Boston ministry leader (https://www.ywamboston.org/), worship leader Venture Church Sommerville (https://ventureboston.org/) and evangelist. We met worshipping together at Northfield 10 Days of Prayer a few years back. With a heart for John 17 unity for the Bride of Christ, he has been gathering pastors and ministry leaders Mondays to have YWAM leaders pray over them. For something new to come forth. To build together.

One day recently he and a team were prayer-walking the streets of Somerville MA. As he walked by some vacant commercial space, he heard the Lord’s heart “a new breed of business development… ” (paraphrase). A mutual friend (Michelle Charles) heard Matt share this phrase and knew he needed to connect with Gregg. Let’s welcome Matt Wed 3/10 8am Zoom call to share more about what happened and his testimony.

Interview: Joel Frazier

Joel Frazier loves Jesus! He lives in New Haven, Connecticut with his wife Laura Marie Frazier and their foster children. Joel attends a Vineyard church and serves with Firehouse School of Supernatural Ministry’s youth ministry.

At Global Family Prayer, an extension of 10 Days of prayer, Joel leads the Friday prayer hours from 18:00-20:00(Jerusalem time) and coordinates our weekly prayer ministry space.

Cor 3:6

Sanctuary Space is an extension of Cor 3:6 ministries. 

1 Corinthians 3:6 I planted the seed, Apollos watered it, but God has been making it grow.2 Corinthians 3:6 He has made us competent as ministers of a new covenant—not of the letter but of the Spirit; for the letter kills, but the Spirit gives life.
The overarching mission of equipping the body for works of ministry and building up the church is walked out through planting and watering. Through structural support and discipleship.
Sanctuary Space is the structural support portion of this mission. Building backyard structures for solitude, sanctuary, and hospitality.

Joel shares with us how God took him on a journey of providing a runway to help Christians provide hospitality to his neighbors, but also the lost, last and least, including the homeless. Many believers have a tough time with how to help the homeless beyond putting a dollar in their jar, or writing a check to the local soup kitchen or homeless shelter.

#1 Helping his neighbor build a prayer bench from pallet wood

(minute 42 in video/audio)

#2 Homeless family needed a van to live out of

(minute 51 in video/audio)

Responding to Holy Spirit “they need something” to someone in a Walmart parking lot, Joel embarked on realizing his vision of providing a “sanctuary” to those who needed it most – the homeless. His experiment taught him many things.

Conclusions:

  • Its all about equipping people in Christ, especially the young
  • People need an on-ramp / safe way to get comfortable with hospitality even with people they don’t know, or people who could potentially a safety threat, like someone who is homeless.
  • Its not the physical structure that’s important, its about the heart of helping people
  • Giving + Blessing = Enterprising
  • Parable of the talents not about money, about using our gifts to multiply for God

Interview: “Dean” of Entertainment, OMC 5-Fold

Having worked as an actor in Hollywood for over 10 years and currently as a communication/media consultant for college/sports teams, military personnel and entertainment executives…

Our guest shares his perspective on how the media mountain has been absorbed by the entertainment mountain and the implications of this for believers and culture. We’ll also explore how we (as believers) re-establish leadership, truth and entrepreneurialism in media, arts and entertainment and what business reforms we can catalyze in these areas.

Originally from California, our guest has lived in Bradenton, Florida for the past 18 years. He and his wife have been married since 2010 and they have two daughters (9) and (6).

I mentioned briefly last week that our guest spent a day with Charles and Esther Mully recently and found them to be quite extraordinary people. A friend of our guest co-produced the movie.

Discussion Topic

Harriet and Guerney Hunt co-lead our discussion today of “Mully” the movie about Charles and Esther Mully.

Watch the full documentary film here: Amazon Prime (free if subscriber) or Vudu (free with ads) or YouTube (Trust me – worth the 78 minute un time)

Harriet some months back after joining the New Breed Zoom calls, suggested: “Have you seen Mully the movie?” I said no. Harriet said that much of what I was talking about and my own testimony – in terms of doing business in a new way – trusting God – even for supernatural provision, rather than just in money – was echoed in Mully’s life journey and story.

Another cool tidbit is that Steve and Jacky Shenbaum (Gary Crawford’s son-in law and daughter – “Dean” of media Bradenton/Sarasota FL – who will be speaking next week) spent a day with Charles and Esther Mully and found them quite extraordinary human beings. A friend of Steve’s co-produced the movie.

Charles Mully is an amazing Christian man with an amazing calling. Growing up, he was abandoned by his alcoholic parents and became a “street boy”, effectively an orphan. He was told once by a gospel preacher “work hard and there is nothing impossible with God”. Later, he became a prominent entrepreneur and businessman in Kenya, starting with “Mully Ways” a taxi service, but then also a car shop, car parts, welding company, insurance brokerage, exclusive distributor of Total oil and gas in western Kenya, etc. He became one of the wealthiest men in Kenya. “The more you get, the more you want to have”, he said. And that “Money is more valuable than anything else you can think of. It is having the power in my hand”. He used to visit the World Trade Towers and up on the top floors, he thought to himself “this is my time” and that he was on top of the world “looking down at everyone else”.

BUT GOD – got a hold of Mully’s heart and convicted him to help the orphans, starting in the slums he grew up in. Charles said “Yes God. Use me.” and later “I will never ever do business again. I will never ever work for money”. Not just giving money from his income or wealth gained, but literally closing and selling his businesses and starting “Mully’s Christian Family” an orphanage. Effectively, he was re-deploying his business, management and administration skills for God’s Kingdom, but it was a type of “business” that helped house, train and feed the orphans. The orphans helped run the whole enterprise together as a “family” with their biological children. They trusted God in amazing ways! They didn’t always have money, but they had the favor of God! This included literally a transformation of a barren land into a productive lush land, where literally even the CLIMATE CHANGED. No joke.

So we use Mully as an amazing example of what is possible with God, the God of miracles, instead of the god of money. We can envisage what is possible in God though the life of this man and his family.

Guerney and Harriet Hunt

Also, let’s welcome Harriet and Guerney Hunt, who have led an extraordinary life of their own and how they embody the ONE NEW MAN in their marriage and in life. I have worked together with Guerney, Harriet and Grant Berry in Reconnecting Ministries/Messiah’s House as well as 10 Days of Prayer.

Guerney and Harriet will have been married 40 years on their anniversary in August 2021. Guerney works for IBM Research as a Research Staff Member in computer security. Harriet is a retired home school mom and a retired Semitic language TA from ATS. All five of their children have completed college and graduate degrees. Their two oldest children are married and between them, Guerney and Harriet have five grandchildren.

Guerney’s parents were divorced when he was five. He moved around a lot, spending about half his growing years in Tennessee and the other half in Michigan. He grew up with his mother and attributes his salvation to the prayers of his maternal grandparents. He is of African, native-American, and European descent. He met the Lord while an undergraduate at Michigan Technological University, where he majored in mathematics.

Guerney and Harriet met at Cornell University where Guerney was a graduate student in computer science and Harriet was an undergraduate in chemistry. Harriet grew up in a Conservative Jewish family in New York city. After graduating from the Bronx High School of Science she went to Cornell, where she met the Lord.

Guerney and Harriet heard about the Mully movie through Focus on the Family. Harriet related to the movie on several levels. She had been to Kenya on a two-week mission’s trip in 2001 and seen several of the locations central to the Mully story. In addition, the story tied directly to what she was learning about ‘mishpat’ from her Hebrew professor. God’s design for creation is a society (mishpat) which has “his dynamic power embedded in it” and makes the world a “life giving and life sustaining place.” “In order for life to exist, it must be shared.” Mully’s story exemplifies this principle. As Mully followed the Lord in rescuing orphaned children, not only were their lives transformed, but so also was the environment.