Roundtable Discussion

Fair Pricing with Joel Frazier

Back in April, Joel Frazier shared with the group some thoughts he had about how he was praying about how to price things in his business. Like a prayer sanctuary space. Or shelter for the homeless. Or working for those in need for material costs only, providing the labor for free or reduced.

Here is a video clip from that April 3rd discussion

With the price of everything going up, and our income/savings often feels like it’s not keeping up, what are we as Christian business owners and ministries to do? How should we price things? Should we pass along the increases and add on our own increase as well?

Or does God have a better way?

What is a fair price anyway, according to the word of God?

If Jesus was a carpenter, what did he charge for his work?

Did he do things for free?

We will discuss what the scriptures say about pricing goods and services in any business context.

Proverbs 16:8,11,16,19:

Better a little with righteousness than much gain with injustice.

– thought: we should be careful not to rationalizing gouging people

Honest scales and balances belong to the LORD; all the weights in the bag are of his making.

– thought: it would be better to err on the side of undercharging rather than overcharging

How much better to get wisdom than gold, to get insight rather than silver!

– thought: if I make less money but get more favor and wisdom from God, am I better off?

Better to be lowly in spirit along with the oppressed than to share plunder with the proud.

– thought: help the oppressed even if it costs you
– thought: it’s not good to partner with questionable gain that plunders others

[Sodom] is very much like contemporary American culture: pride, fullness of bread, abundance of idleness, neither did she strengthen the hand of the poor and the needy

Derek Prince

Should we price things differently for the oppressed, the poor, the widow, the orphan?

When you reap the harvest of your land, you shall not reap to the very corners of your field nor gather the gleaning of your harvest; you are to leave them for the needy and the alien

Lev 23:22

Do not go over your vineyard a second time or pick up the grapes that have fallen. Leave them for the poor and the foreigner. I am the LORD your God

Lev 19:9

– thought: leaving free crops in the field decreases your gross margin but helps people

You shall not lend [the poor] your money for usury, nor lend [the poor] your food at a profit.

Lev 25:37

– thought: be careful not to enslave the poor for profit after offering help

He who oppresses the poor to increase his riches… will surely come to poverty.

Proverbs 16:22

– thought: be careful not to take advantage of the poor for sake of profit

The ground of a certain rich man yielded plentifully… I will build greater [barns]… he [is a fool] who lays up treasure for himself, and is not rich toward God.

Luke 12:21

– thought: what should we come upon the blessing of excess gains?

If God’s Economy is giving and receiving, how do we find a fair price between parties in a business exchange that pleases the Father?

Should we give people goods and services for free? Will they or others return the favor in kind or in trade for something else? Will God see it and help us in other ways? Other business opportunities?

Price Transparency

Joel brings up the example of how the Quakers implemented a reform in their owner’s stores – everything marked with a fixed price – as a way of preventing price gouging based on who is shopping in your store. While today such transparency is commonplace, apparently back then it was not. A store owner can always lower the price unilaterally to help someone or promote a sale, but should guard against temptation to exploit someone by charging more just because they can in the fog of a lack of transparent pricing.

Lack of Transparency: Medical

Like in the medical industry, how services and treatment pricing is always after the fact. In fact, most medical practices and hospitals will have people sign a financial responsibility contract, without even knowing what they will be on the hook for later. It’s a trust us, while we don’t trust you situation. Based on a power dynamic where by you need the medical attention, so we have you “over a barrel”. Leading to injustices and price gouging. Often rationalized by “insurance will pay for it”.

Join the conversation…

Roundtable Discussion – Scenario Planning: Civil War

Background

We have in the past looked at various geo-political and economic scenarios that have prophetic words associated with them on the New Breed of Business. Here is a past such discussion that well describes the exercise: Economic Scenario Planning.

So, the other day I saw news that Texas was establishing a new Stock Exchange to compete with the New York exchanges. Unusual.

I also recalled how recently Elon Musk’s salary and bonus at Tesla famously was struck down by a judge in a Delaware court, where Tesla is incorporated (as well as most corporations). What was the solution? Get shareholders to vote to move the company legal HQ to Texas. The Musketeers got it done and now Musk will now once again receive a huge payday (estimated at $56 Billion).

I wondered: Is this a sign of corporate, legal and financial infrastructure being established in the “Red States” in a potential precursor to secession? The traditional home of exchanges in NYC and legal HQs in Delaware in the United States are now firmly “Blue States”. I’m thinking back to the civil war and how the confederate states wanted to seperate from the Union primarily for economic reasons which slavery was entangled with.

Today is Juneteenth. I didn’t get the inspiration for this discussion because of this day. It happened to be the same day, which I didn’t realize until this week. But I think that it’s interesting. Juneteenth is a remembrance and a celebration of the freeing of slaves and the end of the civil war, originating in Galveston, Texas almost 3 years after the end of the civil war!

Most people know there is undeniable data which reveals economic disparity between blacks and whites in terms of income and wealth. Which leads to questions about systemic racial inequities coming out of the African slave trade, civil war and Jim Crow. It’s complicated by how families were ripped apart as part of that slavery past, leading to similar disparities racially in single mothers vs. married couples, disparity in educational opportunities, the reality of “white flight” out of inner city neighborhoods., etc.

The Asbury Outpouring 2023

Here is something fascinating that our friend Joel Frazier brought to my attention. Did you know the history of the Asbury revival last year 2023? It was preceded by repentance over slavery, where a group of Christian leaders and students were reading the wills of slave owners and repenting. Here is the story of George Dumaine at Asbury: https://craigkeener.com/a-backstory-to-the-2023-asbury-revival/

“Every kingdom divided against itself is brought to desolation, and every city or house divided against itself will not stand.”

– Jesus, Matt 12:25

Did you know that Abraham Lincoln actually quoted this verse at the Illinois Republican State Convention on June 16, 1858?Gettysburg Address

Four score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal. Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure… that we here highly resolve that these dead shall not have died in vain — that this nation, under God, shall have a new birth of freedom — and that government of the people, by the people, for the people, shall not perish from the earth.

 – Abraham Lincoln, November 19, 1863

The political discourse in the United States between parties and their Presidential candidates is highly likely to reach new lows of anger and division this fall. We may have riots again like we did in 2020.

Of course, we pray for Jesus – the Prince of peace to come in the midst and heal our nation. But what if what is happening is a judgment on the United States? And we must go through some type of revolution or civil war like we have in the past – which also incidentally was tied to the first and second great awakenings?

And what if it isn’t so clear for Christians as Red v Blue? What if there is a “third column” that we need to be part of – that is the Kingdom of Jesus…

Here are excerpts from Rick Joyner’s book.

Have a read / listen to the Francis Scott Key Bridge discussion we had a few months ago for more understanding of all this.

Here too is an excerpt too from John Paul Jackson’s writings, The Coming Perfect Storm.

Bob Jones 2010 Shepherd’s Rod – The Eagle

related excerpts…

Key Videos that Lend Understanding

Other relevant dreams, writings and discussions
Train Wreck Dream

JPJ Coming Perfect Storm in Banking System Risks

Chris Reed’s $50 Dream

Friend or Foe double dream

Kamala Harris dream – I am from Concord 

Roundtable Discussion

Another bank has failed.

Republic Bank had about $6 billion in total assets and $4 billion in total deposits, as of Jan. 31, 2024. The FDIC estimates that the cost to the Deposit Insurance Fund related to the failure of Republic Bank will be $667 million.

Why does this keep happening?

What does it portend for the system as a whole?

Now also…

What’s going on with the Yen? It hit its lowest point in 34 years this past week. Many speculate the Japanese government had enough and intervened early Monday, aggressively buying Yen. Since they don’t announce their movement in Yen, it remains murky. Some believe the government is signaling a ceiling of 160 Yen/Dollar.

Why is this happening? 

It has to do with the policy of the BOJ which may be poised to raise rates from 0% in the near future and that the Federal Reserve is now no longer planning to cut rates from 5.25%. The yield difference creates tension and downward pressure on the value of Yen/Dollar.

Watch CNBC video on US Japan yield differential causing Yen weakness

Why is this a problem?

As in 2007, if the BOJ raises rates or the Japanese government makes decisions based on pride rather than sound policy, it could trigger another global asset value crisis (2008 was a collapse in mortgage-related debt value). See more below.Relevant Articles

Regulators Seize Republic First – NYT Article

BOJ Intervenes Monday – WSJ Article
Background Discussions

Banking System Risks – April 2024

Bank of Japan (BOJ) raises raises rates for first time in 15 years – March 2024Prophetic Perspectives

1. First Republic failed and now Republic First fails. Coincidence?

How about this? When we put our “Republic” first – ie ahead of God and what Jesus said about true religion – are we in danger of failing? Similar to the phrase “America First”. Mmm…

2. Government of Japan makes aggressive Yen intervention move to hit carry trade based on national pride in Japan and to protect the Yen. This is a very similar dynamic we saw in the beginning of 2007 and portends the danger of another financial crisis we saw in 2008/9.

“It is difficult to ignore the bad effects that these violent and abnormal movements [in currencies] will cause for the nation’s economy”

– Masato Kanda, finance ministry’s top currency official

Yen stats:

– 11% drop against dollar since beginning of year

– Volatility over the weekend of 2% swings highly unusual for major currency

3. Commodity prices are starting to take off again

Like the Yen BOJ issue, the recent price spikes in all commodities is very similar to what we saw in 2008. Additionally, inflation is not cooling as expected. It remains stubbornly high (4%) vs. the planned inflation of the Fed (2%). One reason for this is housing remains at an near all time high both for purchase and for rent.

Source: IMF Primary Commodity Prices. Note: 2016=100

4. Housing prices remain at all-time highs both in rental rates and price

WSJ: Wall Street has spent billions buying homes

WHAT TO DO?

We talk about solutions.

We talk about the Storehouse strategy.

We also talk about practical preparation steps you can take (lending as investment, cash, metals, land).

Background Discussions:

Banking Crisis March 2023
Banking Crisis Over? May 2023
Pennies on the Dollar? August 2023

Roundtable Discussion

Important Terms to Understand

– Federal Reserve System aka “The Fed” – Was commissioned by Congress in 1913. The Fed acts as the US “Central Bank”, but does its operations via 12 regional Fed Reserve banks. Run by the “Board of Governors”, who’s members are appointed by the President and confirmed by the Senate. 

– Federal Reserve Banks – 12 private regional banks (not part of the US government) that is owned by its member banks. All US Treasury (part of the US Government) activity that relates to printing and coining money, does so as “Federal Reserve Notes” (a debt instrument). Regulates US Commercial banks, but also secondarily regulates all other banks, thrifts, or credit unions, whether state or federally chartered. Any depository institution is ultimately regulated by “The Fed”.

– FDIC – Federal Depository Insurance Corporation (US Government Corporation) established as part of Glass-Stegal act of 1933

– NCUA – National Credit Union Association – regulates Federal Credit Unions (US Government entity)

– NCUIF – National Credit Union Insurance Fund – like the FDIC for credit unions

– Credit Union – “affinity” banks that are either State or Federally regulated and are member owned (cooperatives)

– State Chartered Bank

– Thrift / Savings and Loan – mortgage banks regulated through the OCC

– OCC – Office of the Comptroller of the Currency (part of UST that regulates banks)

– OTS – Office of Thrift Supervision (government agency regulating thrifts)

– Non-Banks – Finance companies that loan money usually funded through the capital markets  (Wall Street) and are not regulated as banks because they do not take deposits which are insured

– Insured deposits – all deposits of traditional banks are insured through one agency or another 

– Loan underwriting standards – all loans of traditional banks must be written according to the underwriting standards of the banks regulator, ultimately the Fed

***Key takeaway – any “bank” in the US that takes deposits, and separately makes loans based on its own decisions is ultimately regulated under The Federal Reserve System, whether directly or indirectly.

Current risks to the US Banking System

– The inherent 10-1 leverage built into our fractional reserve banking system means that if the value of the bank’s loan portfolio goes down by roughly 10%, the bank becomes insolvent.

– Commercial lending exposure to commercial real estate. CRE has steeply declined in value since offices became less occupied during and post COVID-19 with the work-at-home and work-remote trend. While some returning to the office has lessened vacancy rates, there has been an unforeseen step-wise change in demand, which has not snapped back, which now has put loans made to various office buildings at risk of default post any further governmental COVID relief/stimulus monies. Read article here: Mezzanine Lending – Commercial Real Estate in Trouble and here: US Commercial Real Estate Weakness

– Electronic transfers causing runs on the banks – See Fed Now discussion and Banking Crisis discussion

– Interest rate exposure – See Banking Crisis Over discussion

– Exposure to the US Dollar which is a fiat-currency (nothing backing it) – See Break-Away Bridges discussion

Prophetic words about the US Banking / Financial System

David Wilkerson’s “Bank Holiday” Prophecy
David Wilkerson’s “America’s Last Call” book

John Paul Jackson’s Coming Perfect Storm prophecy
JPJ Prophetic Headlines – “Too Big to Fail Fails” – B of A Nationalized; “Funds will Dry Up” – US Govt / Fed

Rick Joyner / Bob Jones Economic Earthquake Prophecy
Bob Jones Perfect Storm

John Mulinde – The Foundations Have Been Broken

What’s the answer? How do we prepare?

Why don’t we just create a Christian Bank or Credit Union?

The Storehouse Vision

Not your usual “bank”

Here is an AI generated summary of our website that I thought was actually pretty good:

Storehouse: A Christian Community Economic Network

• The Storehouse vision aims to create local Christian communities that facilitate economic relationships based on biblical principles.
• It involves forming a “Storehouse Community” where members exchange goods and services, support each other, and invest in local businesses, reducing reliance on traditional banks and financial markets.
• The community promotes “in-sourcing” by encouraging local production and exchange, and establishes a “savings club” to lend to those in need and support Kingdom initiatives.
• Coming out of Babylon and divorcing Baal are seen as forms of repentance, freeing individuals from cultural distractions and temptations that hinder Kingdom principles.
• The Storehouse Community acts as a “bank” for its members, providing non-recourse, no-interest loans to help people in financial need and promote economic productivity.

Roundtable Discussion – Bank of Japan ends negative rates and Francis Scott Key bridge collapses

Bank of Japan

We have our eye on this latest BOJ rate hike which happened last week and ended the last central bank to scrap negative yields (institutions get paid interest to borrow). Why? Because it portends a setup like we had in 2007, whereby the BOJ raises rates prematurely again. Because the Yen carry trade is still “on” in the hedge fund macro world.

Bloomberg article: What the End of Japan’s Negative Interest Rates Means

Background Discussions:

Watch Japan
Watch BOJ
Japanese Earthquake 2024

A Sign?

Breaking News – Francis Scott Key bridge collapses in Baltimore

Container ship name: Dali (named after Salvador Dali, the Spanish surrealism artist)

The ship belongs to Singapore-based Grace Ocean Pte Ltd, which is owned by a Hong Kong group, and was carrying containers on behalf of Danish shipping giant Maersk. Synergy Marine, the Singapore company that operates the Dali.

Francis Scott Key – Author of our national anthem – The Star Spangled Banner

Prophetic Take

Bridge collapse

The Civil War was fought in the state of Maryland. The FSK bridge actually bridges the North to the South in so far as slavery was concerned (South Maryland held the most slaves and was the most sympathetic toward the Confederacy).

The container ship represents commerce and consumerism and economy. Is it a sign of that our outsized consumerism and 24/7 greed for increased commerce lead to collapsing the fragile unity we have today among races, religions and political ideology in the USA?

The fragility of things…apparently dirty fuel was what caused the engines of the container ship to fail, and thus the propulsion and electricity to also fail. The margins for error both in the ship size, and in the bridge construction ended up in complete collapse of the bridge. It reminds me of the World Trade towers collapsing in NYC – how the total collapse was surprising. In the same way, you can see through video how the entire span of the bridge failed when the ship struct just one stanchion of the bridge. Fragile. Likewise, is our peace and unity between parties and factions very fragile and can be brought down by the smallest of calamities? And if we had a big fissure, how bad could it get?

Is this bridge collapsing a sign of coming civil war?

Rick Joyner had a dream about a coming second civil war in the US. You can read it here: https://a.co/d/aAqW6iH. One of the things mentioned on page 36 is this:

In 1987, I was shown in a prophetic experience that we had been turning to the left as a nation for a long time. I was also shown a coming sharp turn to the left. I was not shown whether this was good or bad, just that it would happen. I was then shown a reaction to this and a turn back to the right. I saw that we would never again make a sharp turn to the left, but there was a danger we would go too far to the right.

Rick Joyner, Second American Revolutionary War, page 36

In fact, Fort Carroll – a hexagonal fort build between 1848-1852 was built by none other than Robert E. Lee, then a Colonel in the US Army.

Dali

Ship named after Salvador Dali the surrealism artist – are we in a period of surrealism when it comes to economic strength? Market highs? Optimism is low, but yet everything is at peak valuations – real estate, bitcoin, gold, stocks, etc.

Dali is a hunting goddess in Georgian mythology. Are we in the age of the gods (Johnathan Cahn’s book – Return of the gods) – which is to say the worship of false gods? Are we in the age of the hunter to bring God’s people back to Him through times of difficulty (and God’s people back to Israel according to Jeremiah 16:16)?

Jeremiah Johnson’s Prophetic Take:

The body of Christ is called to be “bridge builders” according to John 17:

I in them, and You in Me; that they may be made perfect in one, and that the world may know that You have sent Me, and have loved them as You have loved Me.

John 17:23

And a house divided cannot stand…

Every kingdom divided against itself is brought to desolation, and every city or house divided against itself will not stand

Matthew 12:25

Roundtable Discussion – AI

Daniel, shut up the words, and seal the book until the time of the end;
many shall run to and fro, and knowledge shall increase

Daniel 12:4

What is Artificial Intelligence exactly? And what is all the hubbub about anyway?

We discuss it from a technology standpoint.
We discuss the hype.
We discuss the valuations of AI stocks.
We discuss the moral and ethical questions.

We marveled at our own magnificence as we gave birth to AI

– Morpheus

The Tech

Machine Learning

Neural Networks

Generative AI vs. Text Completion AI

Facial Recognition and Biometrics

AI Products

ChatGPT – Openai – Microsoft

Grok – Musk X

Gemini – Google

The Hype

WSJ Heard on the Street : AI

One quarter of the US stock market value is now concentrated in these 7 tech stocks – all chasing the “AI” story

AI-Fueled Rally Continues As Nvidia, Bitcoin, S&P 500 Hit New Records!

Recent Bitcoin Rally – AI driven?

NVIDIA represented 15% (2% out of 13% increase) of the gains of the entire US stock market last year

Nvidia investors fawn over the artificial intelligence chip designer’s growth story

Nvidia closes above $2tn for the first time to lead AI-fuelled market rally

The richest 1% of people amassed almost two-thirds of new wealth created in the last two years – Oxfam

And how about “Big Brother”?

Is AI in the Bible? Will AI be part of a global anti-Christ beast government?

Our own Guerney Hunt joins us, who is a technologist for IBM. IBM works on some of the most advanced computing and software on the planet, so it will be great to get his perspective on AI. You may recall his contributions on our Bitcoin discussion and on the Mully movie discussion from a few years back.

Scriptures referenced on the call:

Mark of the Beast

He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name

Revelation 13:16-17

Worship Adonai

The Lord upholds all who fall,
And raises up all who are bowed down.
The eyes of all look expectantly to You,
And You give them their food in due season.
You open Your hand
And satisfy the desire of every living thing.
The Lord is righteous in all His ways,
Gracious in all His works.

Psalm 145:14-21

Meeting Face-to-Face Important

And let us consider one another in order to stir up love and good works, not forsaking the assembling of ourselves together, as is the manner of some, but exhorting one another, and so much the more as you see the Day approaching

Hebrews 10:24-25

Ear Test Words

Does not the ear test words
And the mouth taste its food?

Job 12:11

Also Mentioned in the discussion…

David Hernandez Ministries (Texas)

Encounter Podcast

Roundtable Discussion – How do we Alleviate Poverty?

We explore together how Jesus addresses poverty in the context of His Kingdom. This is why we pursue the Storehouse Vision, which is the gospel being preached, and the Kingdom of God coming to the earth as it is in heaven. https://newbreed.co/storehouse/

Background Discussions

Systemic Poverty
Homes for Hope
Shakan Global Mission
Needs not my Own
Mully
New England Center for the Abolition of Poverty

For you have the poor with you always, and whenever you wish you may do them good

Mark 14:7

No one among them was poor

Acts 4:34

But there will be no poor among you

Deut 15:4

Contradiction of scripture?
Or a conditional promise?
How do we get there from here?

Some discussion Questions

If we just had enough money, would that solve the problem?
If we just redistributed the world’s money, would that solve the problem?
Is poverty a state of mind?
Is poverty inherited?
Is poverty a curse?

Does my poverty get alleviated based on your generosity? or God’s help?

Understanding “The Way”

Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime

– Author Unknown

Which of you, if your son asks for bread, will give him a stone? Or if he asks for a fish, will give him a snake? If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him!

– Jesus Matt 7:9-11

Jesus took the five loaves and two fish, gazed into heaven, and gave thanks to God. He broke the bread and the two fish and distributed them to his disciples to serve the people—and the food was multiplied in front of their eyes!

Mark 6:41

Scriptures Referenced in Call

Philippians 4

The generous soul will be made rich, And he who waters will also be watered himself

Proverbs 11:25

Let nothing be done through selfish ambition or conceit, but in lowliness of mind let each esteem others better than himself. Let each of you look out not only for his own interests, but also for the interests of others

Philippians 2:3-4

Great resources on the subject of how to address poverty from a biblical standpoint:

Romans 911 and New Breed of Business Parallel Study – Part 13

It’s a Process – Taking Steps

Join us tomorrow for the final part of the Romans 911 joint study with the New Breed of Business (Joint Study Syllabus here – scroll to the bottom to see prior study episodes).

Here is the associated reading and prep for the meeting…

Romans 911

Prep

 Read p185-200 Romans 911 Study Guide
 Watch final video #8 Romans911.org

Discussion Topics

 Israel must be saved
 Israel must return (Aliyah)
 Will we stand with Israel?

New Breed of Business

Prep

 Have a look at the “How to” Storehouse Page

Discussion

 Example of Mike from Lubbock, TX of trusting God with no money to fix inverter and batteries for RV
 Example of Clare from Rukungiri, Uganda trust the Lord for her House of Prayer rent
 Example of Grant Berry of coming out of financial worry
 Communicating the Message / Preaching the Gospel

Joint Study

P1 September’s Study: R911/NBB Study Intro
P2  October’s Study: Key Principles Part 1
P3  November’s Study: Key Principles Part 2
P4  December’s Study: One New Man Obstacles
P5  January’s Study: Divorce Baal/Mammon
P6  February’s Study: Renew Your Mind
P7 March’s Study: What Realignment will Achieve
P8 April’s Study: Restoration Bridge
P9a May’s Study: Legs and a Face
P9b July’s Study: Walking it Out
P10 August’s Study: Eschatology
P11 September’s Study: Five Fold
P12 January’s Study: God’s Glory Plan

Heartbeat Israel

We will continue our joint sessions together: Grant and Reconnecting Ministries together with Gregg and the New Breed of Business in monthly Zoom roundtable discussions we are calling “Heartbeat Israel”. Our next session will be March/April. Here are some of the prior episodes of Heartbeat Israel…

Previous Heartbeat Israel Podcasts

Heartbeat Israel 1 – Pilot Episode
Heartbeat Israel 2 – Rise of Anti Semitism
Heartbeat Israel 3 – Israel at War
Heartbeat Israel 4 – Stephen Burke and Aliyah

Roundtable Discussion

And why God judges nations for it…

Background reading/listening: Systemic Greed

Biblical Definition of Greed

Did you know that Sodom’s greatest sin wasn’t necessarily homosexuality?

The sins of Sodom according to Ezekiel 16 were:

1. Haughtiness
2. Pride
3. Accumulating material wealth
4. Not helping the poor
5. Idleness – taking one’s ease

All five of which are really an expanded definition of Greed.

Look, this was the iniquity of your sister Sodom: She and her daughter had arrogance, were overfed, unconcerned, and had an abundance of idleness; neither did help the poor and needy. And they were haughty and did detestable things before Me; therefore I took them away as I saw fit

Ezekiel 16:49-50

My friend Allan Parker, who argues human rights cases before the US Supreme Court, teaches the following wherever he goes:

Allan Parker, President, The Justice Foundation

According to the bible, four sins bring national destruction:

1. Forsaking God;
2. Shedding Innocent Blood;
3. Sexual Immorality; and
4. Greed

Culture’s Definition of Greed

We often have a certain notion of what greed means. We usually narrow it down to those dastardly characters in movies or fiction that represent a handful or small minority of people. Certainly we are not like them! And certainly our whole society isn’t like that!

Mr. Potter

Mr. Monopoly

Gordon Gekko

Yet, what are the parallels to today’s society and culture compared with Sodom and Gommorrah?

In the last days… men will be lovers of themselves, lovers of money, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy, unloving, unforgiving, slanderers, without self-control, brutal, despisers of good, traitors, headstrong, haughty, lovers of pleasure rather than lovers of God, having a form of godliness but denying its power… always learning and never able to come to the knowledge of the truth. Now as Jannes and Jambres resisted Moses, so do these also resist the truth

2 Timothy 3:1-8

Woe to them! For they have gone in the way of Cain, have run greedily in the error of Balaam for profit, and perished in the rebellion of Korah

1 Jude 11

Nevertheless, I have a few things against you: There are some among you who hold to the teaching of Balaam, who taught Balak to entice the Israelites to sin so that they ate food sacrificed to idols and committed sexual immorality

Revelation 3:12-14

Greed has a close affiliation and is part of another spirit – Mammon. And another sister spirit is Fear. A third is envy. When these forces get wrapped around the unholy desire for money, we need to watch out. Whenever we have an unnatural desire for money for anything – survival, food, luxury, pleasure – literally anything. When we listen to animated voices whispering – you need to get after some more income, those bills are coming due!

No one can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve both God and money

Matthew 6:24

The opposite spirit to greed is contentment with what God provides.

But godliness with contentment is great gain, for we brought nothing into the world, and we cannot take anything out of the world

1 Timothy 6:6–7

Mentioned on the podcast…

And he told them this parable: “The ground of a certain rich man yielded an abundant harvest. He thought to himself, ‘What shall I do? I have no place to store my crops.’ Then he said, ‘This is what I’ll do. I will tear down my barns and build bigger ones, and there I will store my surplus grain. And I’ll say to myself, ‘You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.’ But God said to him, ‘You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?’ This is how it will be with whoever stores up things for themselves but is not rich toward God

Luke 12:16-21

Mully Movie (post and podcast)

10 Days Contentment Devotional

Redeeming the Time – Chuck Pierce (book)

Other Reference Materials

Roundtable Discussion –
What is the Storehouse Network?

[By way of background, you can read what the Storehouse is all about clicking there.]

This week, as part 9 of our “How to” build a Storehouse, we will delve into: what is the Storehouse Network? How does it work? Is it operational? Up and running?

We will discuss how storehouses interact with each other relationally, such as the one in New England (NECAP.net) and the one in Florida (Manatee County Storehouse) recently worked with a home church Storehouse in Deerfield, MA, and how God was working in wonderful ways.

For I do not mean that others should be eased and you burdened; but by an equality, that now at this time your abundance may supply their lack, that their abundance also may supply your lack—that there may be equality. As it is written…

2 Corinthians 8:13-15

…he who gathered much had nothing left over, and he who gathered little had no lack 

Exodus 16:18

Characteristics of the Storehouse Network

• Decentralized
• Relational
• Resilient
• Autonomous
• Global
• Resources set aside and made ready
• Part of the John 17 Unity movement
• Holy Spirit led and empowered

Other Case Studies

1. 10 Days of Prayer Film Project – Florida Storehouse and Global Storehouse $10k loan and $5k gift
2. Seeding the Jinja Uganda Storehouse from the Global Storehouse

Terminology

Storehouse Community – those individuals (believers) who are part of the local Storehouse and who also are also part of the Church unity move in that region

Storehouse Deacons and Elders – those volunteers leading, managing, administering, accounting and overseeing the Storehouse

Storehouse Fund – common pool of capital to support and finance the whole community typically housed in a non-profit. Accepts gifts, but can also receive general investments.

Individual Account – each person in the community has their own Storehouse account individually (like a savings account)

Individual Investment – can lend money to people and into projects as they see fit as a side-by-side investment (as these loans/investments are repaid they are credited to the individual’s accounts based on their share of ownership)

Individual Gifts – can give to people and into projects as they see fit

Storehouse Network – the global network of interconnected Storehouses

Bridge Loan – financing another Storehouse’s short-term needs

Storehouses Network embrace the “fishes and loves” way of God’s provision

Other How to Storehouse? Steps

Part 1 – Seeding Storehouses
Part 2 – Why a Storehouse?
Part 3 – Needs Not My Own
Part 4 – Starting a Storehouse
Part 5 – Storehouse Governance and Structure
Part 6 – Storehouse Q&A
Part 7 – Breakaway Bridges
Part 8 – Stock Market Alternative

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For God is not unjust to forget your work and labor of love which you have shown toward His name, in that you have ministered to the saints, and do minister

Hebrews‬ ‭6:10‬

Roundtable Discussion – 2024 and Geopolitical Risks

Join us Wednesdaya – we gather 8-10am ET on Zoom. Email us at info@newbreed.co to sign up for the Zoom dial in.

Recently a Christian friend of mine in the NYC area who works advising people in the financial markets, highlighted some increasing risks around the world in the new year, beyond what is happening in Israel.

You may recall in past discussions, we have evaluated various geopolitical trends, such as Currency Wars, the Invasion of Taiwan, and Watch Japan.

Why do the nations rage,
And the people plot a vain thing?
The kings of the earth set themselves,
And the rulers take counsel together,
Against the Lord and against His Anointed, saying,
“Let us break Their bonds in pieces
And cast away Their cords from us.”

Psalm 2

So far in 2024, here are a few developments worth noting:

Japanese Earthquake

On 1/1/24, an earthquake rocked a small city in Japan called Suzu with a 7.6 quake. Japan issued its first tsunami warning since the “big one” hit on 3/11/11. Reuter’s article here.

The very next day on 1/2/24, a JAL airplane unusually crashed into a Coast Guard plane bringing relief supplies to Suzu. Reuter’s article here

Suzu = Bell = Alert

Why did this catch my attention? One, because of this prophetic idea of first Japan, then USA/ROW. Again, see Watch Japan and Watch BOJ for details on this. And two, because the city is called Suzu, which is also where Suzuki comes from (the former warplane manufacturer and now motorcycle/car manufacturer – I happen to own a 1982 Suzuki GS1100EZ). Suzu means “bell”, and Suzuki means “bell tree”. I.e., a warning, a wake up, an alarm. That phrase “be there with bells on” comes to mind, which is like 2024 is being announced “with bells”.

So, for me God is saying “Be on alert in 2024”. (note Chris Reed and Rick Joyner entitled their 2024 new years conference “Prepare for War in 2024“).

Now back to Israel, and Hezbollah has escalated the fighting there, partly in retaliation to the assassination by drone of Hama’s #2 leader who was in Lebanon at the time. Israel describes the war as a “7 front war”. Seven means “completion” in the Bible (7 days of creation), and it is fair to say that Israel believes it is currently completely at war. We also need to keep in mind, so goes Israel, so goes the Church. Several Christian leaders have made this point, including Jonathan Cahn’s 2024 New Years message here.

China, Russia, Iran, and North Korea

These four nations represent an axis of power (remember the old “axis of evil” President George HW Bush?) They have positioned themselves against the “West” and its ways (Ukraine invasion, Taiwan threat of reunification, Iran’s commitment to exterminate USA (big Satan) and Israel (little Satan), North Korea intercontinental ballistic nukes) Finland warns of this 4-fold Threat

Xi calls Putin “Good Friend” in 2024 New Years Comments

North Korea and the DMZ – Reunification impossible

2024 Elections

Over 50 countries go to the polls in 2024. The year will test even the most robust democracies.”

Liz Adleta

Taiwan Jan 13th

China piles on the pressure before Taiwan Elections

Just in 1/13: Taiwan voters rebuff China and give ruling party third presidential term

USA Nov 2024

Rick Joyner’s USA Civil War Dream

BRICS, now a 10 nation and growing economic alliance, composed currently of China, Russia, South Africa, India and Brazil. But set to add in 2024: Iran, Saudi Arabia, UAE, Ethiopia and Egypt. BRICS is setting itself up as an economic, and potentially monetary alliance to counter the USA, Western Europe, Japan, Canada and Australia/NZ’s historical dollar denominated financial markets and economic power.

Supply Chain

And then, how does all this impact global supply chains?

Layoffs at Maersk (one of world’s largest shipping co)

We evaluate dependency and causality in the supply-chain. The systematic examination of the root causes of supply chain disruption. And the blind spots of the financial markets regarding the fragility of same.

Revelation 18

We view all of this in the context of Revelation 18 – the global economy being judged and the rise of Anti-Christ political forces in the end-times equation.

Resources Cited During the Podcast

Tim Sheets Word

A call to move forward this year with trust and boldness. And yes, be ready to move in signs and wonders. https://www.youtube.com/watch?v=KKK5ZAt81jI

A Time to Ascend

https://anewthingministries.com/time-to-ascend/

gives some great insights related to Psalm 24

10 Days

10 Days book available here: https://presencepioneers.org/books/

Roundtable Discussion – Stock Market Alternative

Part 2 to “Stock Market Questions“, prompted last week by Maja Corlett (is it gambling?; is it sinful? should we sell our stocks?) Maja’s key follow-up question THIS WEEK is focused on how the Storehouse works. If someone takes money out of the stock market, where can they invest it? And if you want to invest it into a Storehouse, how do you do it?

Specifically: Say that someone sells $10,000 of stock and wants to invest it in a Storehouse. Is it still considered that person’s money and could it be taken out – like for example if that person wanted to bless their whole family and take them to Israel? It’s not like a need but they would need that money in order to do it… Is that looked down upon (in the community) because it was “given” to the storehouse or is it still theirs?

So, our discussion tomorrow will be around how does the Storehouse work? This will also serve as “Part 8” of a “How To” series regarding how to start a Storehouse (see below for other “How to” steps).

We will get into the various types of accounts and investments connected with a Storehouse, generally speaking. We will also speak of how specifical storehouses work, such as the one in New England (NECAP.net) and the one in Florida (Manatee County Storehouse)

Terminology:

Storehouse Community – those individuals (believers) who are part of the local Storehouse and who also are part of the Church unity move in that region

Storehouse Deacons and Elders – those volunteers leading, managing, administering, accounting and overseeing the Storehouse

Storehouse Fund – common pool of capital to support and finance the whole community typically housed in a non-profit. Accepts gifts, but can also receive general investments.

Individual Account – each person in the community has their own Storehouse account individually (like a savings account)

Individual Investment – can lend money to people and into projects as they see fit as a side-by-side investment (as these loans/investments are repaid they are credited to the individual’s accounts based on their share of ownership)

Individual Gifts – can give to people and into projects as they see fit

Storehouses embrace the “fishes and loves” way of God’s provision

Better a little with righteousness
than much gain with injustice

Prov 16:8

Do not be yoked together with unbelievers. For what do righteousness and wickedness have in common? Or what fellowship can light have with darkness?

2 Cor 6

How do I start a Storehouse?

Part 1 – Seeding Storehouses
Part 2 – Why a Storehouse?
Part 3 – Needs Not My Own
Part 4 – Starting a Storehouse
Part 5 – Storehouse Governance and Structure
Part 6 – Storehouse Q&A
Part 7 – Breakaway Bridges

Roundtable Discussion – Stock Market Questions

Recently at a New England Storehouse meeting (N.E.C.A.P.), Maja Corlett asked the simple question: Is investing in the stock market gambling? Is it sinful?

It prompted a good conversation. Tomorrow Maja will join us and we will broaden and continue that conversation. Some of our leadership will share their perspective (Gary Crawford, Gregg Healey, others).

For the part 2 to this discussion see : Stock Market Alternative

We are a learning community led by the Holy Spirit. All questions and perspectives are valid. We will endeavor to share and teach on the New Breed of Business biblical understanding of the stock market as part.

Questions

• Investing in the stock market gambling?
• Investing in the stock market sinful?
• Investing in the stock market wise?
• Should I use a financial planner?
• If I have a 401k or IRA, what can I invest in other than the markets?
• What are the alternatives to investing in the Stock Market?
• If we come out of the stock market, should we stop paying taxes?
• BYO (Bring Your Own Questions)

Stock Market Fundamentals

• When you buy stock, you legally become a partner in that company
• When you buy index funds, ETFs, mutual funds you are legally partnering with many companies simultaneously, but it is somewhat obscured by the fact it is one level down in an investment structure
• Financial markets are driven up and down by many forces (fundamentals, technical, future growth prospects), but those forces include fear and greed
• Companies are either privately owned, or “publicly traded”. If they are publicly traded, they are part of the “stock market”
• Investors in the stock markets include: individuals through apps (eg, Robinhood), individuals through stock brokers and financial planners (eg, Morgan Stanley), pension funds, endowments, insurance companies, banks, governments
• Premise that the stock market will always go up, sometimes referred to as a buy and hold strategy

Stock Market Trends

• Depersonalization of investing and governance
• Leverage buyouts, financial sponsors, distressed investing
• EPS driven governance
• Whitewashing moral ethical shortcuts in name of “shareholder’s interests”
• Codifying Milton Freedman’s phrase “the business of business is business”
• Removal of God and religion from “business” in publicly traded companies
• Corporate adoption of secular values and causes fill void – BDS, ESG, Pride, Choice

Biblical Considerations

• Free-will / freedom – Gal 5:13
• Be careful with who you form partnerships – 2 Cor 6:14-18
• Come out of Babylon – Rev 18:4
• Do not profit from the poor – Prov 22:16; Ezek 22:29
• Rest from labors every seven years – Deut 25:4
• Remember the Sabbath day, to keep it holy – Exodus 20:8
• Do not charge interest to fellow believers and the poor – Deut 23:19

Commonly Accepted Business Practices

• Customer Service departments trained to extract revenue, given little authority to help people
• Cell Phone Companies – cut off service; won’t extend credit to the poor; people in financial difficulty
• Cable Companies – hidden fees, practices designed to enslave poor and elderly people with large monthly bills
• Hospital billing practices
• Bank loan interest and fee practices for the poor
• Credit card companies practices of capturing people in fees and interest
• Pharmaceutical company predatory pricing
• Technology companies data ownership legal practices maintaining rights to terminate services / social networks

Stock Market Lingo

• Bulls and Bears
• Animal Spirits
• Fear and Greed
• FOMO (Fear of Missing Out)
• Stock tip
• Insider trading
• Non-public information
• Mutual Funds
• ETFs
• Long and short
• Day Trading
• Hedge Funds

Factors to Consider

• Have Wall Street and the Stock Market become part of Babylon?
• What if the US financial markets are being judged through several more waves of trouble / crashes?
• The debt load is growing and is unsustainable
• Babylon enslaves people in its economic system
• The US pioneered financial markets (capitalism) have becoming more corrupted, yet more widespread, representing 70% plus of the US and Western economies
• Revelation 18 is an economic description of this coming judgment and destruction
• Revelation 13 points to a day of not being able to buy and sell in the nations of the world unless you pledge yourself to be a member of the system (worship, bow to the statue of Neb/ Antichrist)
• Concentration of power
• Concentration of wealth
• all roads in success in usa funded through VC, PE, individual investors lead to IPO stock market or sale to publicly traded company

Prophetic encounters regarding Investing

• “Before I invest in something, I invest in someone”
• “Giving + Blessing = Enterprising”
• “This is the beginning, not the end” (regarding the 2008 financial crisis)
• “I care more about how you make your money, than what you do with it”

Alternative to Stock Market

What are the alternatives to investing in the publicly trading of stocks and financial markets (credit based financial systems)? Read more about the “Storehouse Vision” here.

Background Discussions/Pages

• GameStop
• GameStop Part 2
• Watch Japan
• Pennies on the Dollar
• Financial Market Update
• Precious Metals
• Come out of Babylon

Great testimony God meeting financial needs